TSAHC, 100% combos, and grants: the programs helping Texas families buy their first home.
Last updated: October 2026
Check Eligibility — FreeThese are the options that actually work here. No fine print.
100% financing: 96.5% FHA + a second lien for the 3.5%. No income limits.
See details → Check eligibility0% second lien, deferred and forgivable. Zero monthly payment on the second.
See details → Check eligibilityYou put 1%, the program gifts 2% up to $7,000. Conventional.
See details → Check eligibility1% down + 2% gift up to $6,000 in eligible areas.
See details → Check eligibility100% financing, $0 down, no monthly PMI for veterans, active-duty and eligible spouses.
See details → Check eligibilityFind down payment help in your city.
What Texas families ask us most.
The Texas State Affordable Housing Corporation offers down payment assistance to eligible Texas buyers. We will tell you honestly whether a state program or one of our 100% combos fits your file better.
Yes — VA loans offer $0 down with no monthly PMI for those who served, and our FHA 100% Combo covers the full 3.5% down payment with a second lien.
Yes. Our national programs — 1% down grants, 100% combos, V1-FAST 100 — work across Texas, including Houston, Dallas, San Antonio, and Austin.
Tell us where you want to buy and we will tell you which programs fit — free, no obligation.
Call us: (949) 253-3480