Q&A · Down Payment Assistance
Can assistance cover closing costs too?
Often — not just the down payment.
- FHA combo second: can cover down payment and/or closing costs
- CalHFA ZIP: closing costs only (2–3%)
- MyHome: can go either way
- 1% down grants: the grant is down-payment-focused; closing costs come from you or seller credits
Seller credits can stack on top — your contract negotiation matters.
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