Q&A · Down Payment Assistance
How does Community 1% Down work?
Same 1% + 2% structure, built on Freddie Mac's Home Possible.
- Your down payment: 1%
- Grant: 2%, up to $6,000
- Loan: Freddie Mac Home Possible, 30-year fixed
- Income: at or below 80% AMI
- Property must be in an eligible census tract
The tract requirement is the key filter — send us the address and we'll check it before you write an offer.
Want to see if you qualify? Send the 60-second eligibility form — your state, income range, and credit estimate. We'll match you to every program that actually fits. Check my eligibility →